Detailed Cost of Living in Canada for Filipino Students

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Canada's world-class education and breathtaking landscapes attract international students from across the globe. However, it's crucial to consider the financial implications before kickstarting your academic journey. This guide aims to provide international students with a comprehensive understanding of key cost factors and help them navigate the financial landscape of studying in Canada.

In Canada, International students should budget for an average monthly cost ranging from CAD 1,000 to CAD 2,000, which ranges from 12000 CAD to 25000 CAD in a year. This estimate encompasses accommodation, food, transportation, and miscellaneous expenses, underscoring the critical role of business administration in financial management for effective budgeting and financial planning

For a more detailed breakdown of costs and tips on managing expenses, continue exploring our comprehensive guide on navigating the cost of living in Canada as an international student. 

Accommodation Cost in Canada for International Students

Accommodation is a major factor in the cost of living in Canada, especially for international students from the Philippines.

Accommodation Options and Their Average Costs in Canada (in CAD)

  • University Dormitories: Ranging from 3,000 to 7,500 CAD per academic year. These are convenient but can be more expensive than off-campus options.
  • Shared Apartments: Approximately 400 to 700 CAD per month. A popular choice for students looking to save on costs by sharing living spaces.
  • Single Apartments: Around 1,000 to 1,500 CAD per month. Ideal for those who prefer privacy but are more expensive.
  • Homestay Programs: Typically 600 to 800 CAD per month. This includes meals and a unique cultural experience, living with a Canadian family.
  • Short-term Rentals: Prices vary widely, starting from 50 CAD per night for Airbnb or similar services, suitable for temporary stays.
  • Off-Campus Housing: Costs can range from 500 to 1,200 CAD per month, and highly depending on the location and amenities.

These accommodation costs in Canada are indicative and can vary based on the city, proximity to the university, and the type of accommodation

Food and Groceries Cost in Canada for Filipino Students

For Filipino students studying in Canada, understanding the cost of living, especially food and groceries, is essential for budgeting.

Average Prices of Filipino Food and Grocery Items in Canada (in CAD

Filipino Item

Average Price (CAD)

Jasmine Rice (1 kg)


Coconut Milk (400 ml)


Dried Fish (Tuyo) (100g)


Longganisa (500g)


Filipino-style Spaghetti Sauce (500g)


Pan de Sal (6 pcs)


Bagoong (Shrimp Paste) (250g)


Calamansi Juice (500 ml)


Banana Leaves (per leaf)


Ube Halaya (Jam) (340g)


Lechon Sauce (250g)


Adobo Sauce Mix (40g)


Sinigang Mix (40g)


Tocino (500g)


Mung Beans (Monggo) (1 kg)


These prices are indicative and may vary based on location and store.

Transportation Cost in Canada

For Filipino students in Canada, understanding transportation costs is a key part of managing living expenses effectively.Transportation Options and Costs in Canada (in CAD)

Transportation Mode

Average Cost (CAD)

Local Bus Ticket (One-way)


Monthly Public Transit Pass


Taxi Start (Normal Tariff)


Taxi (1 km Normal Tariff)


Bicycle Rental (per day)


Car Rental (per day)


These costs can vary depending on the city and the specific service provider.

Healthcare Cost in Canada for International Students

Canada offers various healthcare options, each with its associated costs. Here's a brief overview and a table detailing key healthcare options and their respective costs:

Healthcare Option Estimated Cost (CAD)
Provincial Health Coverage Free to eligible individuals
Private Health Insurance $600 - $900 per year
On-Campus Health Services Varies by institution
Out-of-Pocket for General Practitioner $60 - $100 per visit
Emergency Medical Services $100 - $500 per visit
Prescription Medication Varies based on medication
Dental Care $75 - $200 per visit
Vision Care $100 - $300 for eye exams

Personal Care Cost in Canada 

Managing personal care expenses is a crucial aspect of the overall cost of living in Canada for Filipino students.

Personal Care Items and Their Average Costs in Canada (in CAD)

Personal Care Item

Average Cost (CAD)

Shampoo (400 ml)


Conditioner (400 ml)


Body Wash (500 ml)


Toothpaste (100 ml)


Deodorant (50 ml)


Razor Blades (Pack of 4)


Feminine Hygiene Products (per pack)


Haircut (Basic)




Facial Cleanser (200 ml)


These prices vary depending on the brand and city.

Utility Cost in Canada

For international students in Canada, understanding the utilities cost is a key component of managing living expenses effectively.

Average Monthly Utilities Costs in Canada (in CAD)


Average Monthly Cost (CAD)


50.00 - 100.00


50.00 - 90.00


30.00 - 70.00


40.00 - 80.00

Internet (Unlimited Data)

60.00 - 100.00

Mobile Phone Plan

50.00 - 75.00

Cable TV

25.00 - 50.00

Garbage Collection

15.00 - 30.00

Streaming Services (e.g., Netflix)

10.00 - 20.00

Home Insurance

20.00 - 40.00

These costs can vary based on the city, usage, and service providers.

Clothing and Shoes Costs in Canada

Budgeting for clothing and shoes is an important aspect of managing living expenses. Average Prices of Clothing and Shoes in Canada (in CAD) 


Average Price (CAD)

Jeans (Mid-Range Brand)


Summer Dress (Mid-Range Brand)


Casual Shirt (Mid-Range Brand)


Formal Shirt


Light Jacket


Winter Jacket


Running Shoes (Mid-Range Brand)


Leather Business Shoes






These prices are indicative and can vary based on brand, quality, and the specific store.

Entertainment and Leisure Costs in Canada

Balancing entertainment and leisure expenses is a vital part of managing the cost of living in Canada for international students. Average Costs of Entertainment and Leisure Activities in Canada (in CAD)


Average Cost (CAD)

Movie Ticket


Fitness Club Membership (Monthly)


Bowling (Per Game)


Concert Ticket (Average)


Museum Entry


National Park Entry


Dining Out (Mid-Range Restaurant)

30.00 per person

Fast Food Combo Meal


Coffee at a Café


Bar Drinks (Per Drink)


These prices are averages and can vary based on location, type of activity, and specific establishments.

Average Cost of Living In Canada for International Students: City-Wise

Understanding the city-wise average cost of living in Canada is crucial for international students planning their finances and it varies based on your lifestyle.

Monthly Average Cost of Living in Top Canadian Cities (in CAD)


Average Monthly Cost (CAD)


2,500 - 3,000


2,400 - 2,900


1,800 - 2,300


1,700 - 2,200


1,600 - 2,100


1,500 - 2,000


1,400 - 1,900


1,400 - 1,800

Quebec City

1,300 - 1,700


1,500 - 2,000

These figures are estimates and can vary based on personal lifestyle, type of accommodation, and spending habits.

Cheapest Cities to Live in Canada

For those seeking affordability, especially Filipino students, exploring the cheapest cities to live in Canada is crucial for budget-friendly living.

Top Affordable Canadian Cities

  1. Quebec City, Quebec
  2. Winnipeg, Manitoba
  3. Saskatoon, Saskatchewan
  4. Regina, Saskatchewan
  5. Moncton, New Brunswick
  6. Saint John, New Brunswick
  7. Thunder Bay, Ontario
  8. Lethbridge, Alberta
  9. Sherbrooke, Quebec
  10. St. Catharines, Ontario

Factors Affecting Cost of Living in Canada for Students

For students, especially from the Philippines, understanding the factors affecting the cost of living in Canada is essential for financial planning.

Key Factors Influencing Living Expenses in Canada

  • Location: Urban areas like Toronto and Vancouver generally have higher living costs compared to smaller cities or rural areas.
  • Housing: Choices between on-campus, off-campus, shared apartments, or private accommodation significantly impact overall expenses.
  • Transportation: Depending on the proximity to the university, expenses can vary for public transport, car ownership, or cycling.
  • Food and Groceries: Costs fluctuate based on dietary preferences and whether students cook at home or eat out.
  • Utilities: Expenses for electricity, heating, water, and internet can vary based on usage and service providers.
  • Health Insurance: Mandatory for all students, with costs differing based on the coverage.
  • Educational Supplies: Textbooks, software, and other study materials contribute to the expenses.
  • Personal Lifestyle: Entertainment, dining out, and personal hobbies can significantly affect the monthly budget.
  • Seasonal Clothing: Canada's diverse climate necessitates appropriate clothing, impacting the budget.
  • Emergency Funds: Unplanned expenses like medical emergencies or travel can influence overall costs.

Budgeting Tips to Save Money in Canada for International Students

Effective budgeting is key to managing the cost of living in Canada, especially for Filipino students.

Practical Budgeting Tips

  • Create a Monthly Budget: Track your income and expenses to understand your spending habits and adjust where necessary.
  • Opt for Shared Housing: Save on rent by sharing apartments or opting for student dormitories.
  • Use Public Transportation: Take advantage of student discounts on public transit to cut down on transportation costs.
  • Cook at Home: Reduce food expenses by preparing meals at home and limiting dining out.
  • Buy Second-hand Items: Purchase used books, furniture, and clothes to save money.
  • Take Advantage of Student Discounts: Many places offer discounts on entertainment, travel, and shopping for students.
  • Limit International Calls: Use free communication apps like Skype or WhatsApp to stay in touch with family back home.
  • Shop at Discount Stores: Buy groceries and essentials from discount stores or during sales.
  • Use Library Resources: Utilize university libraries for books and academic resources instead of buying new.
  • Avoid Unnecessary Expenses: Cut down on luxury items and prioritize your spending on essentials.

The cost of living in Canada as an international students can be challenging, but with the right information and budgeting strategies, it's entirely manageable. By understanding the various expenses and employing smart financial practices, students can enjoy a fulfilling and affordable educational experience in Canada.

Ready to kickstart your Canadian educational journey? Let AECC guide you through every step! With expert advice and tailored support, AECC ensures your transition to studying in Canada is smooth and successful. Contact AECC today and start your adventure with confidence!

We wish that you achieve your study abroad dreams sooner, and we are here to guide you step by step for it. To know more about studying in Canada, contact us by filling the enquiry form, and our expert counsellors will reach out to you very soon.


What is the average cost of living in Canada for a single person?

For an individual residing in Canada, the monthly expenses typically fall between CAD 2,000 and CAD 2,500. 

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